For risk owners in banks, credit unions, and government.

Fraud doesn’t look like a stranger anymore.
It looks like your customer.

If you decide who gets an account, a loan, or a login, you’re the one who answers when every check passes and the person was never there.

Pilot Pulse at one decision point
The answer

Pulse is the check for the person.

Identity is checked once. What the customer carries is checked later. No one checks the person — and behind every improper payment is another person proving, calling, waiting, and trying to keep the lights on.

Pulse validates the person when the account is opened, then verifies the same person is present at every action after — not that the same token is remembered or minted. Less proving for the customer you know. Nothing to carry for the impostor you don’t.

The pilot

One decision point. Three steps. Evidence, not a promise.

1

Scope

One call. Pick the decision that matters most: an account opening, a login, a payment, or a call.

2

Connect

A passkey is a sign-in key that lives on your phone. If your sign-in accepts passkeys, it accepts Pulse — a one-line change. Binding your website takes a small snippet of code.

3

Prove

Run the pilot on that one decision and watch it prove the person at the open and at every action after. Expand on the evidence.

Why it matters

Leaving the person unchecked is expensive.

reported lost to fraud, 2025 — a record, up 400%+ since 2020 $16 billion
FTC estimate of true annual consumer losses ~$200 billion
lost by the federal government alone, every year $233–521 billion
Sources: FTC Consumer Sentinel Network, 2026 · GAO-24-105833